SAN MATEO, California, May 21, 2026
Executive Summary
Achieve has been ranked among the Top 3 lenders for personal loan customer satisfaction by LendingTree for the first quarter of 2026, marking the company’s fifth consecutive LendingTree customer service recognition. The ranking reflects verified customer feedback across transparency, customer support, and application experience on the LendingTree platform.
The recognition follows Achieve’s continued expansion of its debt consolidation and personal lending initiatives, including reduced APR offerings, AI-powered underwriting capabilities, and broader access to fixed-rate lending products. According to the company, the ranking reinforces its focus on transparent, human-centered financial services designed to help consumers improve long-term financial stability.
Announcement Overview
LendingTree’s first quarter 2026 rankings placed Achieve among the top-performing lenders for customer satisfaction within the personal loan category. The rankings are based on verified consumer reviews and platform-level performance data evaluating customer experience, transparency, ease of application, and service quality.
According to Achieve, the latest recognition represents the company’s fifth consecutive customer service-related LendingTree award, following additional top-three rankings during the third and fourth quarters of 2025. The company stated that its lending platform continues focusing on affordable debt consolidation solutions, fixed-rate loan transparency, rapid funding capabilities, and personalized member support.
Key Announcement Details
- Announcement Type: Personal loan customer satisfaction recognition
- Company: Achieve
- Recognition: Top 3 ranking for personal loan customer satisfaction
- Ranking Organization: LendingTree
- Ranking Period: First quarter of 2026
- Award Milestone: Fifth consecutive LendingTree customer service award
- Previous Rankings: Top-three rankings in Q3 and Q4 2025
- Evaluation Criteria: Verified customer reviews, transparency, application experience, customer service quality
- Primary Product Focus: Debt consolidation and personal loans
- Lowest Available APR: 6.25% for qualified borrowers
- APR Reduction: 274 basis points
- Underwriting Technology: AI-powered underwriting with FICO® Score 10 T data
- Funding Timeline: As little as 24 hours for qualified members
- Repayment Terms: 24 to 60 months
- Loan Structure: Fixed-rate loans with fixed monthly payments
- Consumer Reach: More than 2 million consumers served
- Debt Resolved: More than $20 billion
- Loans Facilitated: More than $15 billion in personal loans and HELOCs since 2002
- Additional Recognition: AZ Big 100 List for 2026 and Built In’s 2025 Best Places to Work Awards
- Loan Origination Partner: Cross River Bank
- Company Headquarters: San Mateo, California
- Industry Segment: Digital personal finance and debt consolidation
LendingTree Recognizes Achieve Among Top 3 Personal Loan Lenders
Achieve announced that it has been named one of the Top 3 lenders in personal loan customer satisfaction by LendingTree for the first quarter of 2026.
According to the company, the ranking was determined using:
- Verified customer reviews
- LendingTree platform data
- Application experience metrics
- Customer service evaluations
- Transparency standards
The recognition highlights lender performance across several customer-focused categories, including:
- Ease of the application process
- Service responsiveness
- Transparency in lending
- Consumer experience quality
- Debt consolidation support
Achieve stated that the distinction reflects its ongoing efforts to provide consumers with a more supportive and transparent approach to debt management and personal lending.
Fifth Consecutive LendingTree Customer Service Recognition
The company stated that the latest recognition marks its fifth consecutive LendingTree customer service award.
Previous rankings included:
- Top-three recognition during the third quarter of 2025
- Top-three recognition during the fourth quarter of 2025
- Continued customer satisfaction recognition entering 2026
According to Achieve, the company has consistently maintained strong customer ratings for helping consumers establish clearer pathways toward improving financial health through debt consolidation and fixed-rate personal lending solutions.
The company noted that customer experience remains a central component of its digital personal finance strategy, particularly for borrowers seeking alternatives to high-interest revolving debt.
Company Commentary
Kyle Enright, President of Lending at Achieve, said the recognition reflects the company’s emphasis on affordability, empathy, and customer-focused lending support.
“Earning a top-three spot on LendingTree for two consecutive quarters is a testament to our team’s dedication to putting people first.”
“By combining our lowest-ever APRs with a focus on empathy, we are proving that debt consolidation can be both affordable and supportive.”
“We know that when individuals come to us, they are looking for a partner that understands their unique situation.”
“This recognition validates our commitment to a seamless experience that helps our members manage their debt and move forward with confidence.”
Achieve stated that the company continues investing in technology-driven underwriting capabilities and personalized financial support initiatives designed to improve the borrowing experience for consumers managing debt obligations.
APR Reduction and Expanded Consumer Access
Earlier in 2026, Achieve introduced a rate reduction initiative that lowered the company’s best available annual percentage rate for personal loans to 6.25% APR.
According to the company, the adjustment represented a reduction of:
- 274 basis points
- Lower entry APR thresholds for qualified borrowers
- Expanded access to fixed-rate loan products
Achieve stated that the updated pricing structure is supported through:
- AI-powered underwriting technology
- FICO® Score 10 T data integration
- Enhanced consumer evaluation capabilities
- Expanded qualification flexibility
The company noted that the initiative is intended to broaden access to debt consolidation financing while maintaining predictable repayment structures and transparent loan terms.
According to Achieve, personal loans on the platform are originated through a bank partner relationship.
Key Highlights of the Achieve Personal Loan Experience
Achieve outlined several core features associated with its personal loan and debt consolidation platform.
Competitive Fixed Rates
- APRs starting as low as 6.25% for qualified borrowers
- Fixed-rate loan structures
- Alternative to high-interest credit card balances
- Predictable repayment obligations
The company stated that fixed-rate pricing is designed to help borrowers better manage monthly financial planning and long-term repayment expectations.
Rapid Funding Capabilities
- Funding available in as little as 24 hours for qualified members
- Support for immediate financial obligations
- Accelerated loan processing capabilities
Achieve stated that rapid funding availability is intended to provide borrowers with faster access to liquidity during periods of financial need.
Flexible Repayment Terms
Borrowers may select repayment schedules ranging from:
- 24 months
- 36 months
- 48 months
- 60 months
According to the company, repayment flexibility allows borrowers to align monthly obligations with individual budgeting goals and financial circumstances.
Transparent Pricing Structure
Achieve stated that all personal loans feature:
- Fixed monthly payments
- Clear payoff timelines
- No hidden fees
- No revolving balances
The company noted that transparent pricing remains a central component of its broader consumer finance strategy.
Debt Consolidation and Consumer Financial Health Initiatives
According to Achieve, the company continues focusing on debt consolidation solutions designed to support long-term financial stability for consumers.
The company stated that its financial platform emphasizes:
- Transparent lending experiences
- Personalized member support
- Affordable debt management pathways
- Predictable cash flow structures
- Financial education resources
- Long-term financial wellness
Achieve noted that its consumer finance platform is structured around helping borrowers consolidate debt obligations while improving financial clarity and repayment consistency.
The company also stated that its member-focused approach includes individualized financial support and technology-enabled lending experiences intended to simplify debt management.
Achieve Consumer and Lending Milestones
Achieve stated that it has served more than:
- 2 million consumers
- $20 billion in debt resolved
- $15 billion in personal loans and home equity lines of credit facilitated since 2002
The company indicated that these milestones reflect the continued expansion of its digital personal finance and debt consolidation operations.
According to Achieve, the organization continues investing in lending technology, financial education, and scalable digital finance infrastructure supporting consumers across multiple financial categories.
Additional Recognition and Workplace Awards
The latest LendingTree recognition follows several additional awards and company recognitions announced by Achieve.
According to the company, recent distinctions include:
- Recognition on Az Business Magazine’s AZ Big 100 List for 2026
- Built In’s 2025 Best Places to Work Awards
- Recognition in both San Francisco and Dallas markets
The company stated that these recognitions reflect continued operational growth, workplace development initiatives, and customer-focused service strategies across its organization.
About Achieve
Achieve describes itself as a digital personal finance company focused on helping consumers improve long-term financial stability through personalized financial solutions and technology-enabled support.
The company offers:
- Personal loans
- Home equity loans
- Debt relief services
- Debt consolidation solutions
- Financial education resources
- Mobile financial applications
Achieve also provides free mobile applications including:
- Achieve MoLO® (Money Left Over)
- Achieve GOOD™ (Get Out Of Debt)
According to the company, Achieve combines proprietary analytics, data infrastructure, and personalized member support to help consumers manage debt and financial obligations more effectively.
The company has approximately:
- 2,200 teammates nationwide
- Operational hubs in Arizona
- California operations
- Florida operations
- Texas operations
Achieve stated that it is regularly recognized as a workplace-focused employer across multiple regional markets.
The company also noted that “Achieve” may refer to one or more affiliated organizations, including:
- Achieve.com
- Achieve Home Loans
- Achieve Personal Loans
- Achieve Debt Relief
- Freedom Financial Asset Management
According to the company, personal loans are originated by Cross River Bank, a New Jersey State Chartered Commercial Bank and Equal Housing Lender.
Media Contact
For additional information, visit achieve.com.
Source Attribution
Source: Company announcement
