NEW YORK — May 19, 2026
Executive Summary
Crypto.com and Capitalize have announced a new partnership focused on simplifying retirement account rollovers for Crypto.com users. Through the integration of Capitalize’s Embedded Rollover API, eligible users can now digitally locate and transfer legacy employer-sponsored retirement accounts, including 401(k)s, into IRAs directly within the Crypto.com platform.
The partnership is designed to streamline what has traditionally been a complex and time-consuming rollover process while helping users consolidate retirement savings alongside broader investment portfolios. According to the companies, the integration supports a more seamless digital onboarding experience and enables users to manage retirement assets through a centralized platform experience.
Announcement Overview
The new collaboration between Crypto.com and Capitalize expands retirement account transfer capabilities within the Crypto.com ecosystem through embedded rollover technology. By integrating Capitalize’s API-driven rollover infrastructure into its IRA onboarding process, Crypto.com aims to reduce friction associated with retirement account consolidation and improve digital access to rollover services.
The companies stated that users can now digitally locate old employer-sponsored retirement accounts, initiate rollover requests, and consolidate eligible retirement assets directly within the Crypto.com platform. The integration also supports broader efforts to modernize retirement account transfers through digital workflows, automation, and embedded financial infrastructure.
Key Announcement Details
- Announcement Type: Strategic retirement infrastructure partnership
- Companies Involved: Crypto.com and Capitalize
- Primary Integration: Capitalize Embedded Rollover API
- Primary Purpose: Simplify and digitize 401(k) rollover transfers
- Supported Accounts: Legacy employer-sponsored retirement accounts including 401(k)s
- Destination Accounts: Individual Retirement Accounts (IRAs)
- Platform Availability: Crypto.com platform
- Core Functionality: Digital retirement account discovery and rollover initiation
- User Capabilities: Locate old 401(k)s, submit rollover requests digitally, consolidate retirement assets
- Operational Benefit: Streamlined IRA funding workflow
- User Experience Improvement: Reduced friction and simplified rollover onboarding
- Historical Process Replaced: Traditionally manual and months-long rollover procedures
- Strategic Objective: Centralized retirement savings management
- Technology Provider: Capitalize
- Technology Type: Embedded rollover infrastructure API
- Infrastructure Focus: API-driven retirement account transfer workflows
- Crypto.com Objective: Expand multi-asset financial platform capabilities
- Capitalize Objective: Modernize retirement asset transfer infrastructure
- Availability Status: Available now through Crypto.com
- Industry Segment: Digital finance and retirement infrastructure
- Retirement Services Focus: IRA onboarding and retirement asset consolidation
- Capitalize Platform Capabilities: Retirement account transfers, rollover infrastructure, advisor support
- Crypto.com IRA Providers: Foris Capital US LLC and Foris DAX Trust Company, LLC
- Eligible Market: Eligible U.S. users
- Additional Service Areas: Stocks, cash, and digital asset IRAs
- Regulatory Notes: IRA features subject to regulatory requirements and availability
- Risk Disclosure: Cryptocurrency investments may involve loss of principal
Crypto.com Integrates Capitalize’s Embedded Rollover API
Crypto.com announced that it has integrated Capitalize’s Embedded Rollover API into its retirement account onboarding experience.
According to the companies, the integration enables customers to:
- Locate legacy 401(k) accounts digitally
- Transfer retirement assets into IRAs
- Consolidate retirement savings within one platform
- Track retirement assets alongside investment portfolios
- Submit rollover requests digitally
- Manage retirement savings through a streamlined workflow
The companies stated that the integration is intended to eliminate operational friction commonly associated with retirement account rollovers and reduce the complexity of traditional transfer processes.
Partnership Focused on 401(k) Consolidation and IRA Funding
The partnership specifically supports the transfer of legacy employer-sponsored retirement accounts into Individual Retirement Accounts (IRAs) available through Crypto.com.
According to the announcement, the integrated experience allows users to consolidate retirement savings directly within the Crypto.com platform instead of navigating separate manual rollover procedures across multiple institutions.
The companies noted that rollover processes have historically involved:
- Lengthy transfer timelines
- Manual documentation requirements
- Fragmented account tracking
- Operational complexity
- Limited digital onboarding experiences
By embedding Capitalize’s rollover infrastructure directly into its IRA onboarding process, Crypto.com stated that it has transformed what was traditionally a months-long process into a simplified digital workflow.
Crypto.com Expands Retirement Account Capabilities
The companies stated that the partnership supports Crypto.com’s broader objective of building a comprehensive multi-asset financial platform.
According to the announcement, eligible Crypto.com IRA customers can now:
- Locate old retirement accounts natively
- Initiate rollover requests digitally
- Consolidate retirement assets
- Track retirement savings in one place
- Manage retirement portfolios alongside broader investments
The integration is also intended to accelerate asset growth within the Crypto.com platform by reducing onboarding friction for retirement account funding.
Crypto.com stated that the rollout supports broader accessibility and ease-of-use initiatives across its financial services offerings.
Company Commentary
Aaron Kurzak, Chief Product Officer of Crypto.com, said the partnership supports the company’s long-term platform vision and efforts to simplify historically complex financial processes.
“Our vision is to build the most comprehensive multi-asset trading platform in the world, and that requires removing the friction from historically complex processes like 401(k) rollovers. By integrating Capitalize’s leading technology directly into our IRA offering, we are providing our users with a seamless way to consolidate their wealth. This offering is a key step in our vision of empowering our users to manage their entire financial future in one place.”
Crypto.com stated that integrating rollover capabilities directly into its IRA offering creates a more unified experience for customers seeking to consolidate and manage retirement savings digitally.
Capitalize Highlights Digital Retirement Transfer Infrastructure
Capitalize stated that its rollover infrastructure is designed to help financial institutions, advisors, and consumers digitally locate and transfer retirement assets such as 401(k)s.
According to the company, the platform powers:
- Digital retirement account transfers
- Embedded rollover infrastructure
- API-based retirement account workflows
- IRA funding operations
- Retirement asset consolidation
- Financial advisor rollover tools
The company stated that its rollover technology has already powered billions of dollars in retirement account transfers and continues to expand across financial institutions adopting embedded retirement infrastructure solutions.
Capitalize also noted that its API platform is increasingly being adopted by institutions seeking to modernize retirement onboarding and rollover operations.
Capitalize Executive Statement
Gaurav Sharma, CEO and Co-Founder of Capitalize, said the partnership reflects growing demand for modern digital retirement management experiences.
“We’re very excited to partner with Crypto.com and help its customers take control of their retirement savings. Investors want modern, digital solutions, and together, we’re transforming a legacy rollover process into something that’s simple and intuitive.”
According to the company, the partnership aligns with Capitalize’s broader objective of improving retirement account accessibility and simplifying retirement asset management workflows.
Embedded Rollover Technology Supports Faster IRA Funding
The companies stated that embedding rollover infrastructure directly into Crypto.com’s onboarding flow significantly improves the retirement account funding experience.
Key operational improvements highlighted in the announcement include:
- Reduced onboarding friction
- Faster rollover initiation
- Digital transfer request submission
- Simplified retirement account discovery
- Centralized retirement savings management
- Improved customer onboarding efficiency
According to the companies, the integration removes the need for users to independently navigate rollover procedures across external retirement account providers.
The companies also stated that the streamlined process supports faster retirement asset transfers into Crypto.com IRAs.
Capitalize Expands Financial Institution Partnerships
The announcement noted that Crypto.com joins a growing list of financial institutions utilizing the Capitalize Embedded Rollover API.
According to Capitalize, its rollover technology is being adopted by institutions seeking to:
- Grow retirement assets
- Improve digital onboarding
- Modernize rollover workflows
- Enhance retirement account accessibility
- Reduce operational complexity
- Improve user experience
The company stated that its platform continues expanding as additional financial institutions integrate embedded retirement transfer infrastructure into customer onboarding and account management experiences.
Offering Available Through Crypto.com
The companies confirmed that the new rollover functionality is now available through Crypto.com.
According to the announcement, eligible users can access rollover functionality through Crypto.com’s retirement account onboarding experience.
The companies stated that the offering supports both retirement asset consolidation and long-term retirement savings management initiatives within the Crypto.com ecosystem.
About Capitalize
Capitalize is a digital retirement account transfer platform helping financial institutions, advisors, and individuals locate and transfer retirement assets such as 401(k)s.
The company’s technology powers:
- Embedded rollover infrastructure
- Digital retirement account transfers
- IRA funding workflows
- Advisor rollover solutions
- Retirement asset tracking
Capitalize stated that its platform has powered billions of dollars in retirement account transfers and is used by financial institutions seeking to modernize retirement account onboarding experiences.
The company has been recognized as:
- TIME’s 100 Best Inventions
- One of America’s Most Innovative Companies by Fast Company
- A Forbes Top 50 Fintech
About Crypto.com
Founded in 2016, Crypto.com is a global digital asset and financial services platform serving millions of users worldwide.
The company stated that it focuses on:
- Regulatory compliance
- Security
- Privacy
- Digital asset accessibility
- Cryptocurrency adoption
Crypto.com’s stated vision is:
- “Cryptocurrency in Every Wallet™”
According to the company, eligible U.S. users can access IRA services through:
- Foris Capital US LLC
- Foris DAX Trust Company, LLC
The company noted that IRA features remain subject to regulatory requirements and availability.
Crypto.com also stated that cryptocurrency investments involve risk, including potential loss of principal, and encouraged users to consult independent tax and financial advisors regarding individual financial circumstances.
Media Contact
For additional information, visit hicapitalize.com.
Source Attribution
Source: Company announcement
