SAN FRANCISCO — October 2, 2026
Executive Summary
Corgi Insurance has launched a new Data Center Insurance Program designed to address risks across the full life cycle of data center infrastructure, from construction and commissioning through ongoing operations and the hardware supporting computing workloads. The program brings together coverage for construction delays, property and infrastructure, business interruption and GPU hardware, serving data center developers, operators, AI compute hosts and other facilities.
Announcement Overview
Corgi’s new insurance program is designed around the evolving infrastructure requirements of modern data centers, which support AI, cloud computing and business operations. The program combines key exposures under one insurance program rather than requiring operators to assemble coverage across multiple policies and carriers. It includes risk and delay in start-up coverage during construction, property and infrastructure protection once facilities become operational, business income coverage following covered losses, and newly introduced residual value protection for GPUs used in AI and high-performance computing workloads.
Key Announcement Details
- Announcement Type: Product Launch
- Announcing Entity: Corgi Insurance
- Announcement: Data Center Insurance Program
- Announcement Date: October 2, 2026
- Dateline: San Francisco, California
- Industry: Insurance
- Focus: Data Center Infrastructure
- Coverage: Construction, commissioning, operations, hardware
- Construction Coverage: Builders Risk and Delay in Start-Up
- Operational Coverage: Property, Infrastructure and Business Income
- Infrastructure Covered: Power, Cooling and UPS
- Asset Protection: GPU Residual Value
- Target Customers: Colocation, GPU Cloud, AI Compute, Enterprise and Edge Data Centers
- Market: AI and HPC Infrastructure
- Strategic Focus: End-to-End Data Center Insurance
- Leadership: Nico Laqua, Corgi Co-Founder
- Company: AI-Native Insurance Carrier
- Headquarters: San Francisco, California
Data Center Insurance
Corgi Insurance stated that data centers have become critical infrastructure for AI, cloud computing and modern businesses as demand for computing capacity continues to grow.
According to the company, developers and operators are navigating risks associated with:
- Construction
- Power
- Cooling
- Equipment
- Business interruption
- Evolving hardware used inside data centers
Corgi stated that its new program is built around the entire life of a data center, beginning with construction and commissioning and continuing through operations and the hardware used to support computing workloads.
Coverage Across the Data Center Life Cycle
The program is structured to address different exposures that arise as a facility progresses from construction into operation.
Rather than requiring operators to assemble coverage through multiple policies and carriers, Corgi stated that its program brings key data center exposures together under one insurance program.
The coverage extends across:
- Construction and commissioning
- Facility operations
- Critical property and infrastructure
- Business income
- GPU hardware
This life-cycle approach forms the basis of the newly launched program.
Construction and Commissioning Coverage
During construction, Corgi stated that the program provides builders with risk and delay in start-up coverage.
The coverage is intended to address covered losses that delay a facility’s planned operations.
This part of the program focuses specifically on the period before a data center becomes operational, when construction and commissioning activities are underway and delays can affect the facility’s planned start of operations.
Operational Property and Infrastructure Coverage
Once a data center becomes operational, the program provides coverage for critical property and infrastructure.
Corgi specifically identifies several infrastructure systems within the program:
- Power systems
- Cooling systems
- UPS systems
The company also provides business income coverage when a covered loss causes a facility to go offline.
This extends the program beyond physical infrastructure to address the business income exposure associated with an interruption caused by a covered loss.
GPU Residual Value Protection
Corgi is also introducing coverage for one of the significant categories of equipment located inside modern data centers: GPUs.
The company stated that its program includes residual value protection designed to help protect GPU hardware as a financeable asset.
The coverage is intended for equipment supporting:
- AI workloads
- High-performance computing workloads
Corgi’s inclusion of GPU residual value protection reflects the role of specialized computing hardware within the infrastructure supporting modern AI and high-performance computing.
Data Center Customers Served by the Program
Corgi stated that the program is designed for several types of organizations involved in developing, operating and providing computing capacity through data centers.
The intended customers include:
- Colocation operators
- GPU cloud and AI compute hosts
- Enterprise data centers
- Edge data centers
- Developers building data center facilities
The program therefore addresses both organizations operating existing facilities and developers involved in building new data center infrastructure.
Corgi on the Evolution of Data Center Insurance
Nico Laqua, Co-Founder of Corgi, said the company developed the program in response to the growing importance of data centers and the insurance requirements surrounding their infrastructure.
“Data centers are becoming some of the most important infrastructure in the world, but the insurance around them hasn’t evolved at the same pace,”
Laqua added:
“We’re building insurance around the entire data center, from the moment construction starts to the hardware running inside it.”
The comments describe the program as covering the data center through its construction, operation and hardware stages.
Insurance for AI Infrastructure
Corgi stated that investment in AI infrastructure is accelerating, bringing increased attention to the physical infrastructure required to support AI computing.
The company identified several areas connected to this infrastructure, including:
- New data center construction
- GPU availability
- Power requirements
- Water requirements
Corgi stated that its Data Center Insurance Program is designed to address the insurance needs associated with building and operating this infrastructure.
The program consequently brings together coverage addressing construction, infrastructure, business interruption and computing hardware within a single insurance offering.
About Corgi
Corgi is an AI-native insurance carrier built for high-growth companies. The company combines proprietary underwriting technology, in-house claims handling and modern insurance infrastructure to provide coverage designed around the way businesses operate.
Corgi’s new Data Center Insurance Program extends this approach to data center infrastructure, covering exposures across construction, operations, critical systems, business interruption and GPU hardware.
For more information, Corgi directs customers to its Data Center Insurance resource at corgi.insure/data-center-insurance.
Media Contact
For additional information, visit corgi.insure.
Source Attribution
Source: Company announcement
