SAN FRANCISCO — May 13, 2026
Executive Summary
Modern Treasury has announced that Spritz has selected the company to power its fiat and stablecoin payment infrastructure as part of Spritz’s broader effort to create a unified financial experience for consumers. The partnership enables Spritz to support seamless movement between traditional bank accounts and stablecoins through a single API infrastructure layer.
According to the companies, the collaboration allows Spritz to facilitate transactions across multiple payment rails, including ACH, RTP, and push-to-card capabilities, while also supporting transfers between USD and USDC. The announcement reflects Spritz’s continued focus on integrating traditional banking systems with blockchain-based financial infrastructure to support real-world consumer spending and money movement experiences. USDC
Announcement Overview
Spritz has formally selected Modern Treasury as its infrastructure provider for fiat and stablecoin payment operations. The partnership is designed to support Spritz’s objective of delivering a single financial experience that connects traditional payment systems with blockchain-based assets and networks.
The companies stated that the infrastructure deployment enables Spritz to support:
- Movement of funds between USD and USDC
- Pay-ins and payouts through multiple payment rails
- Integrated money movement across bank accounts and blockchain networks
- Automated operational workflows for payment orchestration
- Real-time visibility into payment and fund flows
According to the announcement, the implementation was completed using Modern Treasury’s APIs, allowing Spritz to integrate and launch payment functionality while continuing to scale its global consumer financial platform.
Key Announcement Details
- Announcement Type: Payments infrastructure partnership
- Announcement Date: May 13, 2026
- Companies Involved: Modern Treasury and Spritz
- Primary Objective: Unify fiat and stablecoin payment infrastructure through a single API
- Core Infrastructure Scope: Support for both traditional banking rails and blockchain-based payment networks
- Supported Payment Rails: ACH, RTP, and push-to-card
- Stablecoin Support: USD and USDC fund movement capabilities
- Operational Features: Real-time fund flow visibility, automated payment operations, and payment orchestration
- Technology Integration: Unified API infrastructure for fiat and stablecoin transactions
- Consumer Focus: Seamless movement between bank accounts and crypto assets
- Platform Goal: Create a unified financial experience across traditional and digital financial systems
- Infrastructure Benefits: Faster integration, scalable money movement, and cross-rail transaction management
- Strategic Focus: Expansion of programmable financial infrastructure for consumers
- Modern Treasury Capabilities: Compliance infrastructure, ledgering, reporting, and scalable payment operations
- Spritz Platform Focus: Bridging banking systems and blockchain networks into a single consumer experience
- Partnership Outcome: Accelerated deployment of integrated consumer payment functionality
Multi-Rail Payments Infrastructure Partnership
The partnership centers on Spritz’s efforts to unify traditional financial systems and blockchain infrastructure into a single consumer-facing experience. According to the companies, the collaboration enables users to interact with both fiat currency systems and stablecoin networks without needing to manage separate infrastructure environments.
The announcement stated that Spritz will leverage Modern Treasury’s infrastructure to support:
- Traditional bank account connectivity
- Stablecoin transaction capabilities
- Cross-rail payment orchestration
- Integrated transaction management
- Automated payment operations
- Programmable financial workflows
The companies noted that the infrastructure supports both inbound and outbound payment flows while maintaining a unified API-based architecture.
Spritz stated that the integration supports the company’s vision of reducing fragmentation between financial systems by enabling consumers to move funds between banking rails and blockchain networks within a single platform experience. The partnership also supports broader payment flexibility across digital and traditional financial channels.
The collaboration further enables Spritz to manage money movement through a centralized operational infrastructure while supporting scalability as the company expands its consumer payment capabilities globally.
Payment Rails and Stablecoin Capabilities
The announcement outlined several payment capabilities enabled through the partnership between Spritz and Modern Treasury. These include support for traditional banking rails as well as stablecoin-based transactions.
According to the companies, the infrastructure supports:
- ACH transactions
- Real-Time Payments (RTP)
- Push-to-card payouts
- USD fund transfers
- USDC stablecoin transfers
- Fiat-to-stablecoin movement
- Stablecoin-to-fiat conversion flows
The integration is intended to provide consumers with a more unified payment experience by enabling movement across both traditional and blockchain-based financial systems.
The companies stated that Spritz can now facilitate:
- Pay-ins from bank accounts
- Payouts to consumers
- Transfers between fiat and stablecoin balances
- Cross-network money movement
- Global payment functionality
The infrastructure also provides operational flexibility through a single API environment, enabling the company to manage multiple payment rails without requiring separate integrations for each transaction method.
According to the announcement, the partnership is designed to support fast and flexible money movement capabilities while simplifying operational workflows associated with managing different financial systems. Application Programming Interface
Spritz’s Unified Financial Experience Strategy
Spritz stated that its platform is focused on building a unified financial experience that connects traditional banking systems and blockchain-based assets within a single consumer application environment.
The company described its platform objectives as including:
- Reducing friction between digital and traditional finance
- Enabling seamless movement between fiat currencies and stablecoins
- Supporting global payment functionality
- Providing simplified consumer money management
- Creating integrated payment experiences
- Supporting borderless financial services
According to the announcement, the partnership with Modern Treasury strengthens Spritz’s ability to deliver these capabilities by providing infrastructure that supports both traditional and blockchain payment systems simultaneously.
The company also stated that the integration enables users to interact with payment systems without needing to navigate separate operational environments for banking and crypto transactions. The infrastructure is intended to support a simplified consumer experience while maintaining operational scalability.
Spritz further noted that the platform is designed to bridge fragmented financial infrastructure environments through integrated payment orchestration capabilities. This includes support for both conventional banking rails and blockchain-based financial assets through unified workflows and API-driven transaction management.
The partnership announcement also emphasized the role of programmable financial systems in supporting future consumer financial experiences. According to the companies, the collaboration contributes to Spritz’s broader objective of enabling more flexible financial services infrastructure for consumers globally.
Statements From Company Leadership
Christopher Sheehan, Founder and Chief Executive Officer of Spritz, commented on the implementation and integration process associated with the partnership.
He stated:
“Speed and simplicity are critical to the experience we’re building at Spritz. Modern Treasury’s APIs made it incredibly easy for our team to integrate and go live quickly. That allowed us to focus on what matters most: creating a seamless, global financial experience for our users.”
The statement highlighted the role of infrastructure deployment speed and API accessibility in supporting Spritz’s platform development and launch activities.
Matt Marcus, Co-Founder and Chief Executive Officer of Modern Treasury, also commented on the partnership and the broader role of integrated payment infrastructure in consumer financial experiences.
He stated:
“Spritz is building a future where consumers can pay for everyday transactions with crypto without thinking about the underlying infrastructure. By unifying bank accounts, payment rails, and blockchain networks into one experience, they’re making crypto far more usable in everyday financial life. We’re proud to power the infrastructure helping bring that vision to life.”
The companies stated that the collaboration supports the continued expansion of integrated payment capabilities across both fiat and stablecoin ecosystems.
Operational Benefits of the Modern Treasury Platform
According to the announcement, the partnership provides Spritz with several operational infrastructure capabilities through Modern Treasury’s platform.
The companies stated that the infrastructure enables:
- Real-time visibility into fund flows
- Automated payment operations
- Centralized payment orchestration
- Cross-rail transaction management
- Single API integration architecture
- Scalable money movement infrastructure
- Integrated fiat and stablecoin support
The partnership also provides operational consistency across multiple payment systems while supporting faster implementation timelines for payment functionality deployment.
Modern Treasury stated that its platform supports:
- Developer-focused payment infrastructure
- Integrated compliance functionality
- Ledgering capabilities
- Reporting systems
- Scalable transaction processing
- Instant payment infrastructure
- Stablecoin transaction support
According to the announcement, these capabilities enable companies to launch and scale payment experiences more efficiently while supporting operational reliability and transaction visibility.
The infrastructure is also intended to simplify the complexity associated with managing multiple payment rails and blockchain integrations independently by consolidating those capabilities within a unified platform environment.
Broader Consumer Financial Infrastructure Objectives
The announcement stated that the partnership contributes to Spritz’s broader mission of redefining how money moves through programmable financial infrastructure.
According to the companies, the collaboration supports:
- Programmable financial system development
- Integrated banking and blockchain experiences
- Expanded consumer payment flexibility
- Faster financial transaction capabilities
- Borderless financial access
- Unified payment experiences
- Operational scalability for global users
The companies also indicated that the partnership supports continued growth initiatives as Spritz expands its financial services capabilities and user reach.
The announcement described the infrastructure relationship as part of a broader transition toward integrated financial ecosystems where consumers can move funds across payment systems and blockchain networks within a unified operational environment.
According to the companies, the partnership is intended to support consumer-facing experiences where users can transact across financial rails without needing to manage the underlying infrastructure complexity associated with those systems.
About Modern Treasury
Modern Treasury provides infrastructure for global money movement and payment operations. The company stated that its platform enables businesses and financial institutions to launch and scale payment experiences through developer-focused tools and unified API infrastructure.
According to the company, the platform includes:
- Fiat and stablecoin transaction support
- Integrated compliance capabilities
- Ledgering infrastructure
- Payment reporting systems
- Instant payment functionality
- Scalable transaction processing
- Developer-oriented APIs
Modern Treasury stated that it has powered more than $400 billion in payments for hundreds of organizations.
The company also noted that it is backed by investors including:
- Benchmark
- Altimeter
- Salesforce Ventures
Modern Treasury stated that its infrastructure is designed to support reliable and scalable money movement for organizations operating across various payment environments.
About Spritz
Spritz is a consumer fintech platform focused on building unified financial experiences across traditional financial systems and blockchain-based networks.
According to the company, the platform enables users to:
- Move between fiat currencies and stablecoins
- Access global payment rails
- Manage money across integrated financial systems
- Utilize borderless financial services
- Interact with blockchain-enabled financial infrastructure
The company stated that its platform is designed to reduce friction associated with fragmented financial infrastructure environments by bridging banking systems and blockchain networks into a unified operational experience.
Spritz further stated that its infrastructure objectives include supporting fast, flexible, and globally accessible financial services for consumers operating across traditional and digital financial ecosystems.
Media Contact
For additional information, visit moderntreasury.com.
Source Attribution
Source: Company announcement
