NEW YORK, Sept. 4, 2026
Executive Summary
Rho Invoicing customers can now accept credit cards, debit cards, and Google Pay directly through invoices, alongside existing ACH and wire options. The new capability runs through the same Rho account businesses already use for banking, corporate cards, and bill pay. QuickBooks Online synchronization, recurring billing, payment matching, and white-labeled invoices remain integrated, while card transactions carry a 2.9% plus $0.30 processing fee.
Announcement Overview
Rho has expanded its invoicing capabilities with card-based payment acceptance, giving eligible customers another way to collect invoice payments without opening a separate merchant account or managing another financial dashboard. Customers can pay eligible USD-denominated invoices using credit cards, debit cards, or Google Pay, while ACH and domestic and international wire payments remain available and free. Card payments have a $10,000 default daily limit, which businesses can request to increase. The feature is powered by Stripe and requires Stripe verification and third-party approval.
Key Announcement Details
- Announcement Type: Product Launch
- Announcing Entity: Rho
- Announcement Date: Sept. 4, 2026
- Dateline: NEW YORK
- Product: Rho Invoicing
- New Capability: Card Payments
- Payment Methods: Credit Card, Debit Card, Google Pay
- Existing Methods: ACH, Domestic Wire, International Wire
- Card Fee: 2.9% + $0.30/transaction
- ACH & Wire Fee: Free
- Default Daily Limit: $10,000
- Currency: USD
- Accounting Integration: QuickBooks Online
- Payment Technology: Stripe
- Eligibility: Eligible Rho Invoicing Customers
- Approval: Stripe Verification & Third-Party Underwriting
- Initial Card Deposit: Up to Two Weeks
- Invoicing Cost: Free, excluding Card Processing Fees
- Invoice Capacity: Up to 100 Line Items
Rho Adds Card Payments to Its Invoicing Platform
Rho has introduced card payment functionality for eligible customers using Rho Invoicing, extending the payment methods available directly through its invoicing platform.
Businesses can now receive:
- Credit card payments
- Debit card payments
- Google Pay payments
- ACH payments
- Domestic wire payments
- International wire payments
The new card functionality is being rolled out to eligible Rho Invoicing customers and is designed to operate within the existing Rho financial environment rather than requiring businesses to establish a separate merchant account or use another dashboard.
How Invoice Card Payments Work
For the customer paying an invoice, the process is designed to take place directly from the invoice.
The payer:
- Opens the invoice.
- Enters card information.
- Completes payment through the available checkout experience.
Card payments carry a 2.9% processing fee plus $0.30 per transaction. The fee is paid by the business issuing the invoice and is deducted from the payment before the funds are deposited into its account.
Inbound ACH and wire payments remain free, and the payer does not receive a surcharge at checkout.
Card payments are available for USD-denominated invoices and carry a default $10,000 daily limit across all invoices issued by a business. Rho can raise the limit upon request.
Payment Timing and Initial Deposit Review
An invoice is considered paid once the payout has been initiated. However, card proceeds do not arrive instantly and instead follow applicable card-network settlement timelines.
For a business’s first card payment, the deposit may take up to two weeks while Stripe completes its initial review.
This initial review is separate from the normal timing associated with subsequent card payment processing.
Rho Invoicing Features
Rho Invoicing remains free for Rho customers, with card processing fees being the applicable charge for card transactions.
The invoicing platform supports:
- Up to 100 line items per invoice
- Per-line sales tax
- Recurring billing
- Payment matching
- Fully white-labeled invoice templates
- Business branding instead of Rho branding
- Virtual account numbers that help keep a business’s actual bank details private
Rho also provides a direct integration with QuickBooks Online. Invoices synchronize into QuickBooks Online as accounts receivable, helping maintain accurate AR aging without requiring duplicate data entry.
One Financial Account for Banking and Payments
Card payment acceptance operates through the same Rho account businesses already use for other financial functions.
The account can also support:
- Banking
- Corporate cards
- Bill pay
- Invoicing
Rho’s approach is intended to keep invoice collection within the existing financial stack, eliminating the need for a separate merchant account, additional dashboard, or another login specifically for card acceptance.
Availability and Eligibility
The card payment functionality is currently limited to eligible Rho Invoicing customers and applies to USD-denominated invoices.
Businesses seeking access must complete Stripe’s verification process. Availability is also subject to third-party underwriting and approval, and approval is not guaranteed.
Rho directs customers to its guidance on how to accept credit card payments with Rho Invoicing for additional information.
Card Payment Technology and Disclosures
Rho’s card payment functionality on Invoicing—including credit card, debit card, and Google Pay options—is powered by Stripe, Inc.
Rho notes that the information provided is for informational purposes only and does not necessarily represent Rho’s views or constitute legal, tax, benefits, financial, or accounting advice. Businesses requiring specific advice are directed to consult an appropriate expert because applicable rules and regulations can change.
About Rho
Rho describes itself as a modern banking platform built for the AI era, serving startups and growth-stage companies.
Its platform brings several financial functions together, including:
- Opening business accounts
- Issuing corporate cards
- Managing expenses
- Paying bills
- Closing the books
- Human customer support
Rho states that businesses can manage these activities through one connected platform.
Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services are provided by Webster Bank, a division of Santander Bank, N.A., Member FDIC.
Media Contact
For additional information, visit rho.co.
Source Attribution
Source: Company announcement
