SINGAPORE — March 17, 2026
Executive Summary
Thunes has announced the global availability of its Pay-to-Stablecoin-Wallets solution through existing Swift connectivity, enabling banks to send real-time cross-border payments directly to stablecoin wallets without additional integration. The development allows the 11,500 financial institutions on the Swift network to access more than 500 million stablecoin wallets worldwide, expanding payment capabilities across both fiat and digital asset ecosystems.
The solution supports USDC and USDT stablecoins and facilitates instant, 24/7 payments across over 140 countries. By leveraging its Direct Global Network, alongside Swift’s established banking infrastructure, Thunes enables financial institutions to extend payment services to stablecoin destinations using existing systems. The announcement represents an expansion of Thunes’ payment capabilities, integrating blockchain-based settlement with traditional financial rails while maintaining operational continuity for participating banks.
Announcement Overview
Thunes has introduced its Pay-to-Stablecoin-Wallets solution to banks globally via their existing Swift connectivity, allowing institutions to initiate real-time payments from bank accounts to stablecoin wallets. The solution eliminates the need for additional technical integration, enabling banks already connected to Swift to extend their payout capabilities to digital asset destinations.
The offering allows banks to reach over 500 million stablecoin wallets globally, supporting use cases such as salary disbursements, remittances, and business transfers. Payments can be executed instantly and are available 24/7, enabling recipients to access funds immediately upon receipt.
The solution was originally launched in October 2025 and has now been extended through Swift connectivity, broadening its accessibility to financial institutions worldwide. It forms part of Thunes’ broader initiative to connect traditional banking systems with digital asset infrastructure while maintaining compliance and operational efficiency.
By enabling interoperability between fiat and blockchain-based payment systems, Thunes positions its infrastructure to support evolving cross-border payment requirements across both institutional and consumer use cases.
Key Announcement Details
- Announcement Type: Product expansion and infrastructure enablement for stablecoin payouts
- Announcement Nature: Described as a breakthrough in global money movement
- Announcing Company: Thunes
- Company Descriptor: “Smart Superhighway to move money around the world”
- Solution Name: Pay-to-Stablecoin-Wallets
- Solution Availability: Offered to banks globally
- Initial Launch of Solution: October 2025
- Announcement Date: March 17, 2026
- Distribution Channel: News provided by Thunes
- Connectivity Method: Existing Swift connectivity
- Swift Role: Acts as connectivity layer for banks
- Swift Network Size: 11,500 institutions
- Integration Requirement: Zero additional integration required
- Primary Capability: Instant payments from bank accounts to stablecoin wallets
- Payment Speed: Real-time
- Payment Availability: 24/7
- Payment Type: Cross-border payments
- Wallet Reach: More than 500 million stablecoin wallets worldwide
- Supported Stablecoins: USDC
- Supported Stablecoins: USDT
- Origin of Funds: Bank accounts
- Destination of Funds: Stablecoin wallets
- Transaction Types Mentioned: Salary payout
- Transaction Types Mentioned: Family remittance
- Transaction Types Mentioned: Business transfer
- Recipient Benefit: Immediate access to funds
- Recipient Benefit: Continuous availability (24/7 access)
- Recipient Benefit: Greater stability
- Recipient Benefit: Protection from local currency volatility
- Operational Mechanism: Payment initiated via a single Swift message
- Single Message Capability: Enables payouts to wallets
- Single Message Capability: Enables payouts to banks
- Single Message Capability: Enables payouts to stablecoin wallets
- Infrastructure Role of Thunes: Acts as a bridge between fiat ecosystem and digital asset ecosystem
- Fiat Infrastructure Component: Swift infrastructure
- Fiat Infrastructure Attribute: Security
- Fiat Infrastructure Attribute: Trust
- Fiat Infrastructure Attribute: Industry-wide adoption
- Thunes Network Component: Direct Global Network
- Thunes Network Attribute: Agility
- Blockchain Component: Stablecoins
- Blockchain Attribute: Speed
- Blockchain Attribute: Transparency
- Combined Infrastructure Outcome: Interoperability between fiat and digital assets
- Operational Outcome: Ability to move value across any rail (fiat or stablecoin)
- Network Nature: Trusted and compliant network
- Connectivity Advantage: Use of existing Swift connection
- Strategic Outcome: Enables new era of global money movement
- Strategic Outcome: Enables borderless payments
- Strategic Outcome: Enables digital-first payments
- Strategic Outcome: Supports connection of next billion users to global economy
- Product Evolution Context: Extension of Thunes’ innovations via Swift connectivity
- Previous Solutions Mentioned: Pay-to-Bank
- Previous Solutions Mentioned: Pay-to-Wallet
- Innovation Direction: Embedding stablecoin rails alongside fiat infrastructure
- Market Positioning: Setting global standard for real-time, borderless payments
- Customer Demand Context: Increasing demand for faster payments
- Customer Demand Context: Growing need for access to hard currencies
- Adoption Context: Stablecoins transitioning from innovation to mass adoption
- Problem Statement: Currency volatility impacting individuals and businesses
- User Segments: Individuals
- User Segments: Businesses
- User Segments: Banks
- User Segments: Financial institutions
- Technology Platform: SmartX Treasury System
- SmartX Function: Fiat-to-stablecoin liquidity management
- Technology Platform: Fortress Compliance Platform
- Fortress Function: End-to-end security
- Fortress Function: Traceability
- Operational Advantage: Seamless liquidity management
- Operational Advantage: Secure and traceable transactions
- System Advantage: No complexity barriers
- System Advantage: No integration barriers
- Interoperability Description: Connecting banks, wallets, and digital currencies
- Execution Simplicity: One simple connection enables global payouts
- Geographic Coverage: Over 140 countries
- Currency Coverage: More than 90 currencies
- Network Reach (Accounts & Wallets): Over 12 billion endpoints
- Card Network Reach: 15 billion cards
- Payment Methods Supported: More than 220 payment methods
- Network Type: Proprietary Direct Global Network
- Network Capability: Real-time payments
- Network Participants: Banks
- Network Participants: Fintechs
- Network Participants: Payment service providers (PSPs)
- Network Participants: Money transfer operators (MTOs)
- Network Participants: Super-apps
- Example Network Member: Uber
- Example Network Member: Deliveroo
- Example Network Member: WeChat
- Company Headquarters: Singapore
- Global Presence: Offices in 14 locations
- Website Reference: https://www.thunes.com/
Product Capabilities and Payment Flow
Thunes’ Pay-to-Stablecoin-Wallets solution enables banks to initiate payments directly from traditional bank accounts to stablecoin wallets using their existing Swift infrastructure. Through a single Swift message, banks can route payments to multiple endpoints, including bank accounts, mobile wallets, and stablecoin wallets.
The payment flow allows funds to move from a fiat-based account into a stablecoin wallet, providing recipients with immediate access to funds upon completion of the transaction. This structure enables continuous availability, supporting transactions at any time, including outside traditional banking hours.
The solution integrates Thunes’ Direct Global Network, which facilitates real-time payment processing across multiple jurisdictions and currencies. By incorporating stablecoin rails into this infrastructure, Thunes enables financial institutions to extend payment capabilities beyond traditional fiat systems while maintaining operational continuity.
The system is designed to support various transaction types, including individual transfers and business-related payments, within a unified payment framework.
Integration with Swift Connectivity
The solution is delivered through existing Swift connectivity, allowing banks to access stablecoin payout capabilities without requiring new system integrations. This approach enables institutions already connected to Swift to extend their payment services using their current infrastructure.
Swift’s global network connects 11,500 financial institutions, providing a standardized communication layer for cross-border transactions. By leveraging this connectivity, Thunes enables banks to utilize established messaging protocols to initiate payments that can be routed to both fiat and digital asset destinations.
The integration aligns traditional banking infrastructure with blockchain-enabled settlement mechanisms, allowing payments to move across different financial systems within a unified operational framework.
This model supports interoperability between banking institutions, digital wallets, and blockchain networks while maintaining the existing processes used by financial institutions.
Expansion of Thunes’ Payment Solutions Portfolio
The introduction of Pay-to-Stablecoin-Wallets via Swift extends Thunes’ existing suite of payment solutions. The company has previously deployed:
- Pay-to-Bank solutions
- Pay-to-Wallet solutions
These offerings connect financial institutions to Thunes’ Direct Global Network, enabling cross-border payments to various endpoints. The addition of stablecoin payout capabilities expands the range of supported destinations, incorporating digital asset wallets alongside traditional banking channels.
The integration of stablecoin rails into Thunes’ infrastructure supports a broader set of payment options, allowing institutions to route transactions based on destination preferences and operational requirements.
The solution is designed to operate within a unified network, supporting multiple payment types through a consistent infrastructure framework.
Infrastructure and Technology Components
Thunes’ stablecoin payout capabilities are supported by key internal systems that enable liquidity management, compliance, and transaction processing.
SmartX Treasury System
The SmartX Treasury System supports fiat-to-stablecoin liquidity management, enabling seamless conversion between traditional currencies and stablecoins. This system ensures that funds can be processed efficiently across different currency formats within the payment flow.
Fortress Compliance Platform
The Fortress Compliance Platform provides end-to-end security and traceability, supporting regulatory compliance and transaction monitoring. This platform ensures that payment flows adhere to applicable compliance requirements while maintaining transparency across transactions.
Together, these systems underpin the operational functionality of the Pay-to-Stablecoin-Wallets solution, enabling real-time processing within a regulated framework.
Leadership Statements
Chloé Mayenobe, Deputy CEO at Thunes, said:
“This is a defining moment for cross-border payments. By combining Swift’s secure and resilient global banking infrastructure with Thunes’ payout solutions, we’re unlocking a new era of global money movement. Banks can now move value instantly across any rail – fiat or stablecoin – within a trusted, compliant network, using their existing Swift connection. Thunes is powering borderless, digital-first payments and advancing our vision to connect the next billion users to the global economy.”
Elie Bertha, Chief Product Officer at Thunes, added:
“Through a single Swift message, any bank can now deliver instant payouts to all key destinations including wallets, banks and stablecoin wallets around the world, without complexity or integration barriers. It’s interoperability at its best, connecting banks, wallets, and digital currencies through one simple connection. This is set to follow stablecoin’s transition from innovation to mass adoption at scale, matching high customer demand and solving real life challenges faced by millions of individuals or businesses worldwide due to currency volatility and a growing need for faster payments and access to hard currencies.”
Use Cases and Payment Applications
The solution enables multiple payment use cases by facilitating direct transfers from bank accounts to stablecoin wallets.
Salary Payments
Employers can disburse salaries directly to stablecoin wallets, allowing recipients to access funds immediately upon payment completion.
Remittances
Individuals can send cross-border remittances directly to recipients’ stablecoin wallets, supporting instant fund availability.
Business Transfers
Businesses can execute payments to partners, vendors, or customers using stablecoin wallets as the receiving endpoint.
These use cases are supported within a unified payment framework, allowing institutions to process transactions across different recipient types using a consistent system.
Network Reach and Global Coverage
Thunes’ Direct Global Network enables payment connectivity across a wide geographic footprint and multiple financial endpoints.
- 140+ countries supported
- 90+ currencies supported
- 12 billion mobile wallets, stablecoin wallets, and bank accounts connected
- 15 billion cards supported
- 220+ payment methods integrated
The network provides direct connectivity to a broad range of payment destinations, enabling financial institutions to route transactions across multiple channels.
By integrating stablecoin wallet payouts into this network, Thunes expands the range of supported payment endpoints available to participating institutions.
About Thunes
Thunes is a global payments company that provides infrastructure for cross-border money movement. The company operates a proprietary Direct Global Network that enables real-time payments across multiple countries and currencies.
Thunes’ network connects directly to a wide range of payment endpoints, including mobile wallets, stablecoin wallets, bank accounts, and card networks. The platform supports transactions across more than 140 countries and over 90 currencies, providing access to billions of endpoints worldwide.
Members of the Thunes network include financial institutions, fintech companies, payment service providers, money transfer operators, and global platforms. The company also works with large-scale digital platforms such as Uber, Deliveroo, and WeChat.
Headquartered in Singapore, Thunes operates offices in 14 locations globally, supporting its international payment infrastructure and operations.
More information is available at https://www.thunes.com/
Media Contact
For additional information, visit onevest.com.
Source Attribution
Source: Company announcement