VILNIUS, Lithuania — Sept. 4, 2026
Executive Summary
SDK.finance has launched a standalone real-time General Ledger for banks, EMIs, PSPs, FinTech companies and other financial businesses. The new module converts business events into balanced, auditable double-entry records while operating alongside existing transaction infrastructure. It provides real-time balances, configurable accounting rules, immutable records and reversal-based corrections, with support for fiat and digital assets. Businesses can integrate the accounting layer through Kafka or REST APIs without replacing their existing transaction platform.
Announcement Overview
SDK.finance has introduced SDK.finance General Ledger, a dedicated accounting layer designed to address fragmented financial data and reconciliation processes across complex financial products. The module consumes events from core banking systems, payment platforms, digital wallets and other transaction engines, then converts them into balanced journal entries and updates financial records in real time. Its architecture allows banks and FinTech businesses to add accounting functionality without changing their existing transaction-processing logic. The platform supports multiple currencies and digital assets, configurable charts of accounts and mappings, role-based access controls, audit trails, and source-code access for organisations seeking greater control and customisation.
Key Announcement Details
- Announcement Type: Product Launch
- Announcing Entity: SDK.finance
- Announcement: Launch of SDK.finance General Ledger
- Product: Real-Time General Ledger
- Announcement Date: Sept. 4, 2026
- Dateline: VILNIUS, Lithuania
- Target Customers: Banks, EMIs, PSPs, FinTechs
- Core Function: Real-time double-entry accounting
- Integration: Kafka and REST APIs
- Asset Support: Fiat currencies and digital assets
- Precision: Up to 18 decimal places
- Deployment: Standalone or alongside existing infrastructure
- Correction Method: Reversal-based entries
- Access: Source code available
- Company: SDK.finance
- Industry: FinTech & Payments
SDK.finance General Ledger Adds a Dedicated Accounting Layer
SDK.finance has launched its General Ledger as a standalone real-time accounting module for organisations operating financial products with complex transaction flows.
The software is designed for:
- Banks
- Electronic money institutions (EMIs)
- Payment service providers (PSPs)
- FinTech companies
- Other businesses managing complex financial products
Rather than requiring a replacement of an existing transaction platform, the module operates as an additional accounting layer. It can receive business events from existing infrastructure and turn those events into balanced double-entry journal entries.
This approach is intended to address a common challenge in financial platforms: transaction information, balance calculations and accounting records can be distributed across different systems. As businesses add payment rails, currencies and customer segments, that fragmentation can contribute to delayed financial visibility, manual reconciliation and discrepancies between operational and accounting records.
Real-Time Accounting From Business Events
The General Ledger uses configurable accounting determinations and mapping rules to translate individual product events into the appropriate journal-entry legs.
Its accounting workflow includes:
- Receiving business events from an existing transaction system
- Applying configured accounting determinations and mappings
- Generating corresponding debit and credit entries
- Validating that entries remain balanced
- Automatically posting entries where configured
- Updating account balances and turnover information in real time
Posted journal entries are immutable, while corrections are made through reversing entries. This preserves the original transaction record and creates a traceable history of subsequent adjustments.
Leadership Commentary
Alex Malyshev, CEO of SDK.finance, said:
“Financial businesses need to know not only that money moved, but how every event affected every relevant account, immediately and with a complete audit trail,”
He added:
“We built SDK.finance General Ledger as a standalone accounting layer that can work with the infrastructure a company already has. It helps technical and finance teams work from the same financial truth while retaining control over their architecture, data and future development.”
Integration With Existing Financial Infrastructure
SDK.finance General Ledger is designed to connect with existing financial systems rather than requiring businesses to rebuild their transaction-processing environment.
The module supports integration through:
- Kafka
- REST APIs
It can consume business events from a core banking system, payment platform, digital wallet or other transaction engine, generate the relevant accounting entries and return confirmations to the originating system.
The integration is designed to leave existing transaction-processing logic unchanged. Businesses can therefore introduce a dedicated accounting capability while retaining their existing platform and underlying operational infrastructure.
Core capabilities include:
- Automated conversion of business events into balanced debit and credit entries
- Real-time account balances and turnover reporting
- Configurable chart of accounts, accounting determinations and mapping rules
- Immutable posted entries with reversal-based corrections
- Support for fiat currencies and digital assets
- Precision of up to 18 decimal places
- Role-based access control
- Traceable audit history
- Integration through Kafka and REST APIs
- Standalone deployment alongside an existing core banking system, payment platform or transaction engine
- Source code access for organisations requiring greater control and customisation
Built for financial products that move money
The module is intended for organisations that need to account accurately for large volumes of financial events spanning multiple products, currencies or systems.
Potential applications identified by SDK.finance include:
- Banks and EMIs adding real-time accounting to existing core infrastructure
- PSPs managing transactions, fees and settlements across multiple payment rails
- Digital wallets and neobanks maintaining real-time customer and operational balances
- Remittance and payout platforms managing cross-border and foreign-exchange activity
- Embedded finance providers adding auditable financial capabilities to non-financial products
- Marketplaces recording split payments, commissions and merchant liabilities
- Digital asset businesses accounting for fiat and crypto-related events through a consistent framework
Deployment Flexibility
SDK.finance General Ledger can operate as a standalone module alongside an existing core banking or payment platform.
It can also be combined with the SDK.finance Transaction Platform as part of a broader financial technology stack.
This deployment model gives financial businesses the ability to add specialised accounting functionality while retaining existing:
- Customer journeys
- Payment logic
- Operational infrastructure
The modular approach also allows organisations to introduce accounting capabilities without replacing their underlying transaction environment.
About SDK.finance
SDK.finance is a software foundation for FinTech and payment products. With more than 15 years of industry experience, the company provides a modular software suite for banks, FinTech companies, EMIs, PSPs and enterprises seeking to build, modernise and scale digital financial services.
Its offering combines pre-developed transaction and accounting capabilities, flexible deployment models and source-code access. According to the company, this approach allows organisations to customise financial infrastructure, retain control over product development and reduce long-term dependency on a single vendor.
Media Contact
For additional information, visit sdk.finance.
Source Attribution
Source: Company announcement
