Payoneer and FundPark Collaborate to Expand AI-Driven Credit Access for Cross-Border E-Commerce Businesses in Hong Kong

NEW YORK — March 10, 2026

Executive Summary

Payoneer Global Inc. (NASDAQ: PAYO), a financial technology company focused on enabling cross-border business growth, has announced a strategic collaboration with FundPark, a fintech company focused on financing solutions for digital entrepreneurs. The collaboration is designed to broaden access to financing solutions for eligible e-commerce businesses incorporated in Hong Kong and support their expansion into global markets.

Through the collaboration, FundPark will provide its AI-driven digital financing solutions to eligible Payoneer customers. The initiative combines Payoneer’s cross-border, multi-currency financial platform with FundPark’s capabilities in data modeling, risk management, and intelligent credit assessment. According to the companies, the collaboration aims to address financing challenges commonly faced by cross-border e-commerce businesses that operate with asset-light business models and may have limited access to traditional bank lending.

Eligible Payoneer customers approved by FundPark will be able to access flexible credit solutions designed to support working capital needs, manage seasonal demand, and finance international business growth.

Announcement Overview

Payoneer Global Inc. announced a strategic collaboration with FundPark to expand financing access for eligible cross-border e-commerce businesses incorporated in Hong Kong. The collaboration integrates FundPark’s digital financing capabilities with Payoneer’s financial infrastructure for global payments and cross-border transactions.

Payoneer operates a global financial platform that enables businesses to send and receive payments internationally, manage funds across multiple currencies, and conduct cross-border transactions. The company provides financial services designed to support small and medium-sized businesses participating in international commerce.

Under the collaboration, FundPark will offer AI-driven financing solutions to eligible Payoneer customers. The companies stated that the initiative is intended to support e-commerce businesses that may require access to working capital as they manage global sales channels, inventory cycles, and cross-border payments.

According to the companies, the collaboration combines Payoneer’s cross-border financial infrastructure with FundPark’s technology-driven lending platform. FundPark’s financing solutions are supported by its capabilities in data modeling, credit risk management, and digital credit assessment processes.

The companies indicated that the collaboration aims to support businesses operating in the cross-border e-commerce sector by providing financing solutions that align with their operational structures and cash flow cycles.

Key Announcement Details

  • Announcement Type: Strategic fintech collaboration
  • Announcement Title: Payoneer and FundPark Collaborate to Expand Dynamic, Frictionless Credit Access for Global E-Commerce Sellers
  • Announcement Date: March 10, 2026
  • Announcement Location: New York, United States
  • Companies Announcing the Collaboration: Payoneer Global Inc. and FundPark
  • Payoneer Stock Listing: NASDAQ: PAYO
  • Payoneer Corporate Identity: Global financial technology company powering business growth across borders
  • FundPark Corporate Identity: Fintech scale-up focused on empowering fast-growing digital entrepreneurs
  • Primary Collaboration Objective: Broaden access to financing solutions for eligible cross-border e-commerce businesses incorporated in Hong Kong
  • Financing Provider: FundPark Limited
  • FundPark Lending License: Money Lender’s License No. 1520/2025
  • Payoneer Hong Kong Regulatory Status: Licensed Money Service Operator
  • Payoneer Hong Kong License Authority: Hong Kong Customs and Excise Department
  • Payoneer Hong Kong License Number: 15-10-01734
  • Eligible Customers: Payoneer customers incorporated in Hong Kong
  • Target Business Segment: Cross-border e-commerce businesses
  • Target Business Characteristics: Asset-light cross-border e-commerce companies
  • Financing Challenge Addressed: Limited access to traditional bank financing for cross-border e-commerce businesses
  • Financial Product Offered: Flexible line of credit
  • Credit Provider: FundPark Limited
  • Maximum Credit Limit: Up to USD 10 million
  • Credit Limit Methodology: Sized based on the borrower’s average monthly gross merchandise value (GMV)
  • Credit Assessment Model: AI-powered, data-driven credit assessment
  • Credit Assessment Provider: FundPark
  • Credit Risk Framework: Data modeling and risk management capabilities
  • Application Process: Digital credit application
  • Funding Access Method: Borrowers may draw funds on demand
  • Funding Disbursement Timeline: Disbursement available in as little as 24 hours after approval
  • Repayment Method: Flexible repayment aligned with business cash-flow cycles
  • Optional Repayment Channel: Repayment via Payoneer account balances
  • Capital Usage: Support ongoing working capital needs
  • Seasonal Financing Purpose: Support peak-season growth for e-commerce businesses
  • Technology Integration: Integration of Payoneer’s cross-border multi-currency financial platform with FundPark’s financing infrastructure
  • Payoneer Platform Capabilities Used in Collaboration:
    • Cross-border payments
    • Multi-currency financial platform
    • Global business payments infrastructure
  • FundPark Technology Capabilities Used in Collaboration:
    • AI-driven data insights
    • Intelligent credit assessment
    • Risk management capabilities
    • Data modeling
  • Strategic Ecosystem Context: Payoneer expanding its partner ecosystem to deliver integrated financial solutions for businesses
  • Customer Platform Usage: Payoneer customers increasingly using Payoneer as their central account to manage business network payments
  • Executive Statement – Payoneer Representative:
    Dandan Cheng, Senior Vice President and General Manager of Greater China
  • Executive Statement – FundPark Representative:
    Anson Suen, Chief Executive Officer and Co-founder of FundPark
  • Regional Focus of Collaboration: Asia-Pacific cross-border e-commerce businesses
  • Business Segment Focus: Small and medium-sized enterprises (SMEs)
  • Payoneer Partnership Strategy: Forming partnerships that empower regional SMBs with enterprise-grade financial solutions
  • Previous Payoneer Partnership Mentioned: Collaboration with Stripe
  • Related Product: Payoneer enhanced Checkout offering
  • Checkout Launch Markets: China and Asia-Pacific markets
  • Checkout Product Purpose: Meet growing demand for modern direct-to-consumer infrastructure
  • Payoneer Core Platform Purpose: Enable global payments and financial tools for businesses operating across borders
  • Payoneer Customer Base: Millions of businesses globally
  • Payoneer Financial Services:
    • Cross-border payments
    • Global payment collections
    • Global payout capabilities
    • Multi-currency fund management
  • FundPark Business Model: Scale-Up as a Service
  • FundPark Headquarters Origin: Hong Kong
  • FundPark Core Technology Components:
    • AI-driven dynamic funding
    • Predictive insights
    • Community platform for digital entrepreneurs
  • FundPark Funding Facilities Secured: Over US$750 million since 2020
  • Funding Backers: Leading international financial institutions
  • Businesses Supported by FundPark: More than 33,000 online shops
  • Geographic Reach of Supported Businesses: Asia and beyond
  • Total Capital Advanced by FundPark: Over US$7 billion as of January 2026
  • Target Entrepreneurs: Small and medium-sized e-commerce entrepreneurs
  • Lending Responsibility Disclosure: Lending services are provided solely by FundPark Limited
  • Payoneer Lending Clarification: Payoneer Inc. and Payoneer Hong Kong Limited do not provide lending services
  • Payoneer Lending Restrictions: Payoneer entities do not act as lenders or financiers and do not negotiate, approve, or make loans
  • Jurisdiction Compliance Notice: Payoneer will not operate payment or financing services in jurisdictions without necessary licenses unless permitted by law
  • Credit Offer Disclaimer: Credit offers and terms remain subject to FundPark Limited’s sole discretion
  • Informational Purpose Statement: Credit information provided for general informational purposes only
  • Regulatory Restriction: This press release does not constitute an offer or solicitation in mainland China or jurisdictions where such activities are restricted
  • Borrower Responsibility Notice: Borrowers are required to repay their loans
  • Intermediary Warning: Customers should not pay intermediaries
  • Customer Service / Complaint Hotline: (852) 3460 2871
  • Checkout Service Restriction: Payoneer Checkout service is not intended for entities located within mainland China

Strategic Context of the Collaboration

The collaboration between Payoneer and FundPark focuses on addressing financing needs among cross-border e-commerce businesses that operate internationally while managing payments, inventory, and sales across multiple markets.

Cross-border e-commerce businesses often operate with asset-light structures and rely on digital marketplaces, international suppliers, and online payment systems. According to the companies, these operational characteristics can create challenges when businesses seek financing through traditional banking channels.

Through the collaboration, Payoneer customers who meet FundPark’s eligibility criteria may access financing solutions designed to align with the financial structures commonly used by online merchants engaged in international trade.

The financing solutions offered through the collaboration are designed to provide flexible access to working capital. Businesses may draw funds when needed and repay in line with their operational cash flow cycles.

The companies stated that the financing model combines Payoneer’s platform for managing global payments and multi-currency funds with FundPark’s capabilities in credit modeling and financing operations.

FundPark’s financing platform uses AI-driven data analysis and risk management systems to evaluate credit applications. According to the companies, this process supports digital application workflows and enables credit assessment based on available data inputs.

The companies indicated that the collaboration aims to support businesses participating in international e-commerce by enabling access to financing that may be used to support business operations, working capital management, and growth initiatives.

Financing Structure and Credit Access

Under the collaboration framework, eligible Payoneer customers approved by FundPark may receive access to credit facilities designed for cross-border e-commerce operations.

Credit offers may reach up to USD 10 million, with credit sizing determined based on a business’s average monthly gross merchandise value (GMV). According to the companies, this approach aligns credit availability with the scale of a merchant’s sales activity.

Businesses approved for financing may draw funds on demand and receive disbursement in as little as 24 hours after approval. The companies stated that this structure is intended to allow businesses to deploy capital quickly in response to operational needs.

The financing structure also allows businesses to repay credit balances in alignment with their operational cash flow cycles. Repayment may be conducted using available Payoneer account balances as an optional repayment method.

According to the companies, the credit facility may be used to support ongoing working capital requirements as well as seasonal increases in operational activity, including peak demand periods for online merchants.

FundPark provides the lending services associated with the financing program. Payoneer stated that it does not provide lending services and does not act as a lender or financier within the financing arrangement.

Leadership Statements

Executives from both companies stated that the collaboration reflects a shared objective to support businesses operating in international digital commerce.

“We’re proud to join forces with FundPark to expand our ecosystem and deliver integrated solutions that help businesses scale sustainably worldwide,” said Dandan Cheng, Senior Vice President and General Manager of Greater China at Payoneer. “Customers are increasingly using Payoneer as their central account to manage their business network payments. By adding high-quality, flexible credit solutions to our existing cross-border payments expertise and robust partner network, we’re giving global entrepreneurs choice, speed, and control over cash flow.”

Anson Suen, CEO and Co-founder of FundPark, stated that the collaboration aligns with the company’s focus on supporting growing digital businesses.

“At FundPark, supporting the sustainable growth of SMEs has always been a core focus. We deeply understand the challenges SMEs face as they scale, and access to efficient financing is a critical component,” said Suen. “Through our partnership with Payoneer, we leverage AI-driven data insights and risk management capabilities to seamlessly integrate multi-currency financing solutions into Payoneer’s financial ecosystem, precisely serving high-growth cross-border e-commerce businesses and addressing their working capital needs. This collaboration represents not only a product integration, but a combination of complementary capabilities. We look forward to working together to unlock growth potential and enhance competitiveness for SMEs across the Asia-Pacific region.”

Payoneer Partnership Ecosystem

Payoneer stated that the collaboration with FundPark forms part of its broader strategy of developing partnerships that expand financial services available to regional small and medium-sized businesses.

According to the company, these partnerships are intended to provide businesses with access to financial tools that support international trade, cross-border payments, and operational growth.

Payoneer indicated that it continues to collaborate with technology and financial services providers to expand the services available through its financial platform.

The company also noted that it previously partnered with Stripe to expand Payoneer’s enhanced Checkout offering. That collaboration launched initially in China and other Asia-Pacific markets to support demand for direct-to-consumer commerce infrastructure.

According to Payoneer, these initiatives aim to support businesses participating in global digital commerce by integrating financial services capabilities within the Payoneer platform.

Disclaimer

Payoneer Hong Kong Limited is licensed by the Hong Kong Customs and Excise Department as a Licensed Money Service Operator (License Number 15-10-01734). Neither Payoneer Inc. nor Payoneer Hong Kong Limited provides any lending services, acts as a lender or financier, participates in procuring, negotiating, approving or making any loan, nor carries on a money-lending business in Hong Kong. Payoneer will not operate payment or financing services in jurisdictions where the necessary licenses are not held unless permitted by applicable laws.

Lending services referenced in this announcement are provided solely by FundPark Limited (Money Lender’s License No. 1520/2025). Information regarding credit offers is provided for general informational purposes only. Any credit offers and terms remain subject to the sole discretion of FundPark Limited.

This announcement is provided for informational purposes only and does not constitute an offer or solicitation in Mainland China or any jurisdiction where such activities are restricted.

Borrowers are responsible for repayment of loans and should not pay intermediaries.

Customer Service / Complaint Hotline: (852) 3460 2871

The Checkout service is not intended for entities located within Mainland China.

About Payoneer

Payoneer Global Inc. is a financial technology company that provides a financial platform for cross-border business and global payments. The company offers services designed to enable businesses to send and receive payments internationally, manage funds across multiple currencies, and participate in global commerce.

Payoneer’s platform supports businesses operating across international markets by providing financial tools and services that enable companies to transact globally and manage cross-border financial operations.

The company states that its services are designed to help small and medium-sized businesses, particularly those operating in emerging markets, connect with the global economy. Businesses using Payoneer’s platform may use the company’s services to manage payments, conduct international transactions, and operate across global markets.

More information about Payoneer is available at www.payoneer.com.

About FundPark

FundPark is a technology company focused on financing solutions for digital entrepreneurs. The company describes its approach as “Scale-Up as a Service,” a framework designed to support the growth of e-commerce businesses.

Founded in Hong Kong, FundPark provides financing solutions that incorporate AI-driven funding models, predictive insights, and digital platform capabilities designed for online merchants.

Since 2020, FundPark has secured more than US$750 million in funding facilities backed by international financial institutions. According to the company, these facilities have supported more than 33,000 online shops across Asia and other regions.

As of January 2026, FundPark stated that it has advanced over US$7 billion in financing to support the growth of small and medium-sized e-commerce businesses.

Additional information about FundPark is available at www.fundpark.com.

Media Contact

For additional information, visit payoneer.com & fundpark.com.

Source Attribution

Source: Company announcement

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