NEW YORK — June 9, 2026
Executive Summary
Moment, the AI operating system for investment management, and Ramp, a leading financial operations platform, have announced a strategic partnership designed to bring institutional cash management directly into corporate finance workflows. Through the collaboration, finance teams can access professionally managed fixed-income portfolios within Ramp’s platform, enabling automated treasury management, portfolio optimization, reinvestment, and rebalancing. The partnership is now live through Ramp’s Investment Account, combining Moment’s institutional fixed-income infrastructure with Ramp’s AI-powered financial operations capabilities.
Announcement Overview
Moment and Ramp are partnering to modernize corporate treasury by integrating institutional-grade fixed-income investing directly into finance teams’ daily operating environment. The collaboration aims to eliminate traditional barriers associated with treasury management, including lengthy onboarding processes, manual workflows, and operational complexity. By combining Moment’s automated fixed-income infrastructure with Ramp’s financial operations platform, businesses can manage operating cash and excess cash within a unified ecosystem. The partnership is currently available through Ramp’s Investment Account, providing customers with native access to professionally managed portfolios featuring automated optimization, reinvestment, and rebalancing capabilities.
Key Announcement Details
- Announcement Type: Strategic Partnership
- Companies Involved: Moment and Ramp
- Primary Focus: Institutional cash management and automated corporate treasury
- Treasury Solution: Ramp Investment Account
- Launch Date: June 9, 2026
- Availability: Live today through Ramp’s Investment Account
- Core Offering: Access to institutionally managed fixed-income portfolios within Ramp
- Target Audience: Corporate finance teams and treasury functions
- Treasury Capabilities: Automated optimization, reinvestment, and portfolio rebalancing
- Infrastructure Provider: Moment
- Financial Operations Platform: Ramp
- Investment Management Infrastructure: Fixed-income trading, portfolio management, and operations automation
- Moment Platform Scale: Supports firms managing more than $10 trillion in assets
- Ramp Customer Base: More than 70,000 companies
- Ramp Annual Purchase Volume: More than $200 billion
- Recent Investment Account Growth: More than $1 billion in new deposits added within the last three months
- Operational Objective: Unify operating cash management and excess cash investing
- Automation Goal: Programmatic cash movement and treasury management with minimal manual intervention
- Key Benefits: Institutional portfolio access, embedded treasury workflows, streamlined cash management, and automated capital allocation
- Long-Term Vision: A fully automated treasury lifecycle integrated into daily financial operations
- Moment Headquarters: New York City
- Ramp Founded: 2019
- Moment Backers: Andreessen Horowitz, Index Ventures, and Lightspeed Venture Partners
Strategic Partnership to Modernize Corporate Treasury
Moment and Ramp announced a strategic partnership focused on transforming how businesses manage, allocate, and invest corporate cash.
The companies stated that the collaboration represents a significant advancement in treasury management by allowing finance teams to access institutionally managed fixed-income portfolios directly from the platform they already use to manage:
- Corporate spending
- Bill payments
- Accounting workflows
- Financial operations
- Cash management activities
According to the announcement, the partnership seeks to bridge a longstanding divide between day-to-day operating cash management and institutional investment management.
The companies indicated that finance teams have historically managed these functions through separate systems, creating operational inefficiencies and increasing administrative complexity.
By integrating institutional treasury capabilities into a unified financial operations platform, Moment and Ramp are working toward a more automated and streamlined treasury experience.
Corporate Treasury Challenges Addressed by the Partnership
The companies noted that corporate treasury has traditionally faced limitations from both ends of the market.
According to the announcement, embedded fintech products often provide basic cash storage solutions, typically centered on money market funds. While suitable for early-stage businesses, these solutions may not address the requirements of scaling organizations with more sophisticated treasury needs.
At the same time, traditional institutional banking solutions provide access to fixed-income investing and portfolio management but often involve:
- Lengthy onboarding processes
- Higher operational costs
- Manual treasury workflows
- Dedicated treasury management requirements
- Complex administrative procedures
The companies stated that this environment has historically forced businesses to choose between operational simplicity and institutional-grade treasury capabilities.
The partnership is intended to address that gap by combining automated delivery with institutional investment infrastructure.
Smart Treasury and the Evolution of Treasury Infrastructure
According to the announcement, advancements in financial infrastructure have changed the way treasury operations can be delivered.
The companies stated that over the past two years, several critical treasury functions have become increasingly automatable and API-enabled, including:
- Fixed-income execution
- Portfolio construction
- Liquidity segmentation
- Treasury reporting
- Portfolio management workflows
These developments have enabled what the companies describe as Smart Treasury.
According to the announcement, Smart Treasury combines:
- Institutional-grade capital allocation
- Automated treasury operations
- Embedded financial infrastructure
- Programmatic portfolio management
- Integrated financial workflows
The companies stated that these capabilities can now be delivered to organizations of various sizes directly within the financial platforms they already use.
Moment’s Fixed-Income Infrastructure
The announcement highlighted Moment’s role as the fixed-income infrastructure provider supporting the partnership.
According to the company, Moment built its fixed-income technology infrastructure specifically for programmatic delivery and automated investment management operations.
Key capabilities highlighted by Moment include:
- Trading infrastructure
- Portfolio management systems
- Investment operations automation
- Fixed-income execution
- Institutional portfolio construction
- Automated investment workflows
The company stated that the same infrastructure powers operations for firms managing more than $10 trillion in assets.
Moment also noted that the company was founded by members of the team that helped build the systematic credit desk at Citadel Securities.
According to the company, its technology platform was purpose-built to make institutional fixed-income investing more accessible and scalable through automation.
Ramp’s Financial Operations Platform
The announcement also outlined Ramp’s role in delivering treasury functionality directly to finance teams.
According to Ramp, its financial operations platform is currently used by more than 70,000 companies.
The company stated that organizations use Ramp to manage:
- Corporate spending
- Payments
- Expense management
- Financial workflows
- Accounting operations
- Business financial controls
Ramp reported that its platform supports more than $200 billion in annual purchases.
According to the company, its AI systems continuously gather operational context across financial activities, allowing the platform to support intelligent actions on behalf of finance teams.
The partnership integrates these operational capabilities with institutional treasury functionality powered by Moment.
Building a More Automated Treasury Lifecycle
According to the announcement, the long-term objective of the partnership is to support a future where treasury management becomes increasingly automated.
The companies stated that they are building toward an environment where:
- Cash moves programmatically between accounts
- Investment allocations adjust automatically
- Rebalancing occurs without manual intervention
- Treasury workflows become embedded within daily operations
- Operating and investment cash management become unified
The envisioned workflow includes automatic adjustments as:
- Card spending occurs
- Bills are paid
- Cash balances change
- Treasury allocations require updating
The companies stated that these processes can occur without requiring separate treasury workflows or dedicated manual management.
Leadership Commentary
Karl Yang, Product Manager at Ramp, discussed the objectives behind the partnership.
“Finance teams have been managing their operating cash and their excess cash in two completely separate worlds. This partnership is about closing that gap so the same intelligence that helps a company control its spend can also put its cash to work on the same platform.”
According to Ramp, the partnership aims to connect spending management and treasury management within a unified financial operating environment.
Ammer Soliman, COO and Co-Founder of Moment, highlighted the accessibility and automation opportunities created through the collaboration.
“Institutional treasury infrastructure has never been accessible at this scale or embedded at this level of automation. Moment was built to make that infrastructure programmable. Partnering with Ramp means it is now available to over 70,000 finance teams through a platform they already rely on every day — and it runs in the background without adding a single workflow.”
According to Moment, the partnership significantly expands access to institutional treasury infrastructure through an embedded operational model.
Ramp Investment Account
The companies stated that the partnership is already operational through Ramp’s Investment Account.
According to the announcement:
- The partnership is live today
- More than $1 billion in new deposits have been added within the last three months
- Customers receive native access to professionally managed portfolios
- Portfolio optimization is automated
- Reinvestment processes are automated
- Portfolio rebalancing is automated
The companies noted that traditional treasury management often requires:
- Weeks of onboarding
- Manual trade requests
- Phone-based money movement processes
- Settlement waiting periods
- Paper-based administrative workflows
According to the announcement, the integrated experience is designed to reduce these requirements significantly while supporting automated treasury operations.
Institutional Portfolio Access for Finance Teams
Through the partnership, Ramp customers can access professionally managed investment portfolios directly within their existing financial operations environment.
Key portfolio management capabilities include:
- Professional portfolio management
- Automated optimization
- Automated reinvestment
- Automated rebalancing
- Integrated treasury workflows
- Embedded investment management
According to the announcement, these capabilities are intended to simplify treasury management while maintaining institutional-grade investment infrastructure.
About Moment
Moment is an AI operating system for investment management serving wealth management firms, fintech companies, and investment organizations.
According to the company, Moment works with firms managing more than $10 trillion in client assets, including:
- Edward Jones
- LPL Financial
- Hightower Advisors
The company was founded by former quants and traders from Citadel Securities and is headquartered in New York City.
Moment is backed by investors including:
- Andreessen Horowitz
- Index Ventures
- Lightspeed Venture Partners
About Ramp
Ramp provides financial operations infrastructure designed to help businesses save time and money across spending, payments, reimbursements, and accounting workflows.
According to the company, more than 70,000 organizations use Ramp.
The company stated that customers have collectively saved:
- More than $12 billion
- More than 27 million hours
Ramp reported that it powers more than $200 billion in annual purchases and serves organizations ranging from family-owned businesses to Fortune 100 companies.
Media Contact
For additional information, visit moment.com.
Source Attribution
Source: Company announcement
